Some may remember me as a football player. As a pro, I quickly realized those slick agents and advisors soliciting my business did not have my best financial interests at heart. It was then that I decided to learn more about saving and investing money. That started me on the path to becoming a Certified Financial Planner® and Financial Educator.
I’m retired now but obsessed as ever. Not with football, although I remain a devout Lions fan. I’m committed to sharing with you what many on Wall Street don’t want you to know: You can create and manage a simple yet powerful financial plan and outperform them all!
My four-book series (Becoming Financially Independent) explains how you can do it yourself. Read the books in any order, unless you’re carrying high-interest debt. If you are, start with Best Debt Elimination Plan.
I’m a huge fan of tax-advantaged accounts. They’ll yield a higher after-tax rate of return than a regular taxable brokerage account, all else being equal, but you’ve got to know what you’re doing.
I especially favor those where earnings accrue tax-free. Learn all the ins, outs, and little-known secrets with A Beginners Guide to Roth IRAs and 401k-Type Plans and Maximize Your Earnings With a Health Savings Account.
This is no fly-by-night or get-rich-quick scheme, and it’s you who must provide the necessary motivation and patience. But boy, it is worth it!
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