I’ll help you eliminate your debt and teach you essential money management fundamentals. I’ll make sure you maximize all available tax-free investment options and show you how easy it is to start making smart investing decisions.
I write clear, practical financial guides for everyday people who want to take control of their financial future. Each book gives you simple steps you can follow without jargon or complexity.
My four-book series (Becoming Financially Independent) can be read in any order, unless you’re carrying high-interest debt. If you do, start with Best Debt Elimination Plan.
I’m a huge fan of tax-advantaged accounts. They’ll yield a higher after-tax rate of return than a regular taxable brokerage account, all else being equal, but you’ve got to know what you’re doing.
Employer-sponsored plans like 401(k)-type plans can be intimidating but may be the most advantageous. I especially favor Roth accounts where earnings accrue tax-free. Learn all the ins, outs, and little-known secrets in A Beginners Guide to Roth IRAs and 401k-Type Plans.
Investing doesn’t have to be complicated. DIY Stock and Securities Investing shows you how to keep it simple-or more complicated if you’re willing to do the work.
A Health Savings Account (HSA) is my favorite tax-advantaged account. I felt so strongly about you considering one for yourself that I included Maximize Your Earnings with a Health Savings Account in my series. Besides the quadruple tax break, some or all of your contributions can be invested tax-free for your financial future.